Friday 11/21
Independence Day Part 4 - Opening a checking account
Independence Day
Opening a Checking Account
There are many different forms of financial services. Beware of the following high-cost financial services:
o Pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry or other valuable items).
o Rent-to-own programs offer an opportunity to obtain home entertainment systems or appliances for a small weekly fee. However, the amount paid for the item usually far exceeds the cost if the item were bought on credit.
o Check-cashing outlets charge high fees (sometimes 2 or 3 percent) just to have a paycheck or government check cashed.
o Rapid-refund tax services provide “instant refunds” when you pay to have your federal tax return prepared. However, this “instant refund” is a loan with interest rates as high as 120 percent.
o Check-deferral services allow consumers to get a cash advance on their next paycheck. However, these short-term loans are very expensive. A $200, two-week advance may cost over $30 (with annual costs exceeding $900).
Things to consider when opening a checking account:
o Location - branch offices; hours of operation; availability of ATMs
o Fees - monthly fees; per check fees; printing of checks; balance inquiry fees; ATM fees
o Other charges - overdraft charge; stop-payment fees; certified check fees
o Interest - rate earned; minimum deposit to earn interest; compounding
o method; fee charged for falling below necessary balance
o Restrictions - minimum balance; deposit insurance; holding period for deposited checks
o Special features - direct deposit; automatic payments; overdraft protection; online banking; discounts or free checking for students, seniors, or employees of certain companies
Lesson Activities
CLASS ACTIVITIES
o Opening a Checking Account Application
o Making a Deposit
o Endorsing a Check
o Writing a Check
o Balancing a Check Book
o Reading a Bank Statement
o Balancing an Account
INDEPENDENT PRACTICE
o Choosing a Checking Account Activity: research banks online and find a bank you would like to open a checking account with.
o Keeping a Running Balance
o Reading a Bank Statement
o Balancing an Account
o Banking Services Quiz
Independence Day
Opening a Checking Account
There are many different forms of financial services. Beware of the following high-cost financial services:
o Pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry or other valuable items).
o Rent-to-own programs offer an opportunity to obtain home entertainment systems or appliances for a small weekly fee. However, the amount paid for the item usually far exceeds the cost if the item were bought on credit.
o Check-cashing outlets charge high fees (sometimes 2 or 3 percent) just to have a paycheck or government check cashed.
o Rapid-refund tax services provide “instant refunds” when you pay to have your federal tax return prepared. However, this “instant refund” is a loan with interest rates as high as 120 percent.
o Check-deferral services allow consumers to get a cash advance on their next paycheck. However, these short-term loans are very expensive. A $200, two-week advance may cost over $30 (with annual costs exceeding $900).
Things to consider when opening a checking account:
o Location - branch offices; hours of operation; availability of ATMs
o Fees - monthly fees; per check fees; printing of checks; balance inquiry fees; ATM fees
o Other charges - overdraft charge; stop-payment fees; certified check fees
o Interest - rate earned; minimum deposit to earn interest; compounding
o method; fee charged for falling below necessary balance
o Restrictions - minimum balance; deposit insurance; holding period for deposited checks
o Special features - direct deposit; automatic payments; overdraft protection; online banking; discounts or free checking for students, seniors, or employees of certain companies
Lesson Activities
CLASS ACTIVITIES
o Opening a Checking Account Application
o Making a Deposit
o Endorsing a Check
o Writing a Check
o Balancing a Check Book
o Reading a Bank Statement
o Balancing an Account
INDEPENDENT PRACTICE
o Choosing a Checking Account Activity: research banks online and find a bank you would like to open a checking account with.
o Keeping a Running Balance
o Reading a Bank Statement
o Balancing an Account
o Banking Services Quiz
Wednesday 11/19
Independence Day Part 3 - Finding an Apartment
Now that you know how much you can afford to spend on an apartment, its time for you and your roommates to pool your money together to find an apartment.
o Step 1: Complete the formal budget sheet packet and answer the questions inside.
o Step 2: Use the following resources to search for an apartment that you can afford together.
losangeles.craigslist.org/apa/
losangeles.apartments.com
www.latimes.com/classified/realestate/rentals/
www.apartments.com/KTLA
Feel free to use any other sites that you find.
o Step 3: Answer the following questions regarding your apartment:
1. Where is the apartment located?
2. Is it near your place of employment, schools, churches, synagogues, shopping, public transportation, recreation or parks? Why did this apartment’s location appeal to you?
3. What elements of the building exterior appeals to you? Condition of building, grounds, parking availability, recreation facilities etc…
4. What elements of the building interior appeals to you? Exits, security, hall maintenance, condition of elevators, access to mailboxes etc…
5. What elements of the apartment layout and facilities appeal to you? Condition, size, closets, carpeting,appliances, type of heat, air conditioning, plumbing, water pressure, storage area, room size, doors, locks, windows etc…
6. What elements of the financial aspects appeal to you? Rent amount, length of lease, security deposit, utilities, other costs etc…
7. What are the terms of the lease?
Now that you know how much you can afford to spend on an apartment, its time for you and your roommates to pool your money together to find an apartment.
o Step 1: Complete the formal budget sheet packet and answer the questions inside.
o Step 2: Use the following resources to search for an apartment that you can afford together.
losangeles.craigslist.org/apa/
losangeles.apartments.com
www.latimes.com/classified/realestate/rentals/
www.apartments.com/KTLA
Feel free to use any other sites that you find.
o Step 3: Answer the following questions regarding your apartment:
1. Where is the apartment located?
2. Is it near your place of employment, schools, churches, synagogues, shopping, public transportation, recreation or parks? Why did this apartment’s location appeal to you?
3. What elements of the building exterior appeals to you? Condition of building, grounds, parking availability, recreation facilities etc…
4. What elements of the building interior appeals to you? Exits, security, hall maintenance, condition of elevators, access to mailboxes etc…
5. What elements of the apartment layout and facilities appeal to you? Condition, size, closets, carpeting,appliances, type of heat, air conditioning, plumbing, water pressure, storage area, room size, doors, locks, windows etc…
6. What elements of the financial aspects appeal to you? Rent amount, length of lease, security deposit, utilities, other costs etc…
7. What are the terms of the lease?
Friday 11/14
Independence Day Part 2 - Finding a Job
Directions: Now that your family has given you the ok to move in with your roommates and they are giving you the $3000 you need to furnish your apartment, you need to find a job so you can afford you rent.
Head to www.monster.com
At the top of the screen you will see a prompt for your to enter information.
Leave the KEYWORDS blank and click on the arrow next to OCCUPATIONS suitable for a person with a high school diploma only.
Since you have just graduated high school and have not yet finished college, you will be looking at two major options. The include FOOD/SERVICE and RETAIL SALES. Click on the plus sign next to the FOOD SERVICES/HOSPITALITY and make the following selections:
Then click on the plus sign next to SALES/RETAIL/BUSINESS DEVELOPMENT and make the following selections:
Now fill in the location your are searching in as follows:
Click on the SEARCH button to see your results. You will now see a list of companies in your area who are hiring. Scroll down until you find a job you are interested in. For example:
Click on the job title to see what the job description is.
Since most of you are looking for a job in real life, take some time to fill out four or five applications by clicking on the APPLY NOW link.
You can refine your search by clicking on the EDUCATION LEVEL link and selecting HIGH SCHOOL to see jobs you would qualify for straight out of high school.
After you have selected some jobs of interested and applied for them. Pick your pretend job after high school. You will now need to figure out how much money you will be making at that job.
Click on CAREER ADVICE at the top of the screen and then click on SALARY.
Then complete the SALARY WIZARD to figure out how much money you would be making.
Click on the job title that is closest to the one you found and see how much money a year a person with that job makes.
Then click on the PAYCHECK tab at the top and see how much money you would be making in your monthly paycheck.
RECORD THAT NUMBER HERE $_____________________________
This will be where you begin to determine how much you can afford to spend on an apartment.
CALCULATING EXPENSES
Complete the Budget portion of the Independence Day Part 2 - Finding a Job activity below.
During this activity you will have to make to following calculations for your budget sheet. This worksheet is designed to help you when you reach that point.
Required Calculations:
• What is your Average Weekly, Monthly and Yearly Expenses per expense and overall?
• What percent of your salary did you spend on rent?
• What percent of your salary did you spend on utilities?
• What percent of your salary did you spend on food?
• What is the sum of your expenses each week?
• What percent of you salary are you able to save?
Part 1 - What is your Average Weekly, Monthly and Yearly Expenses per expense and overall?
I am making $______________ a month.
To get your weekly income, take your monthly salary $_________
Divide it by ___¬4_____ weeks.
That leaves you with $____________ a week.
Part 2 - RENT - Roughly 33% of your monthly salary should go to rent.
To calculate this, take you monthly salary $_____________
Multiply it by 0. 33
That leaves you with $________ a month to spend on rent.
Part 3 – UTILITIES – Roughly 12% of your monthly salary should go towards utilities. This includes: water, electricity and heat.
To calculate this, take you monthly salary $_____________
Multiply it by 0. 12
That leaves you with $________ a month to spend on rent.
Part 4 – FOOD - Most people spend about $50 - 100 a week on food for one person. This varies depending on your frugality and the amount you eat our vs. buy food at the grocery store.
To determine the percent of your monthly salary that you will spend on food you must multiply your food allowance by 4 weeks.
That leaves you with $________
Divide that by your monthly salary and you get 0._____
Multiply that by 100 and you will get %______ (the percent of your salary allotted to food).
Part 5 – SUM - Consider other expenses you might have. Check any that might apply and use your research to determine how much money you will spend on each.
o Rent $_________
o Utilities $_________
o Food $_________
o Total (of all expenses) $_________
Part 6 – What about the other purchases you will have to make. Estimate how much money you would spend a month on the following items.
o Clothing $_________
o Music $_________
o Entertainment (movies etc) $_________
o Cell Phone $_________
o Transportation (gas) $_________
o Cable/Satellite TV $_________
o Insurance $_________
o Toiletries $_________
o Other $_________
o Total (of all expenses) $_________
Part 7-SAVINGS –
Subtract all of your monthly salary $___________
by your monthly expenses $________.
Take what is left $¬¬¬__________ and multiply that by 12 months.
The number remaining $¬¬¬¬_________ is how much money you are able to save for emergencies and unexpected and expected events like birthday gifts, holiday decorations, etc.
Divide that by your annual salary $__________.
You should get 0.____.
Multiply that by 100 to equal ___%
That is the percent you are able to save.
Directions: Now that your family has given you the ok to move in with your roommates and they are giving you the $3000 you need to furnish your apartment, you need to find a job so you can afford you rent.
Head to www.monster.com
At the top of the screen you will see a prompt for your to enter information.
Leave the KEYWORDS blank and click on the arrow next to OCCUPATIONS suitable for a person with a high school diploma only.
Since you have just graduated high school and have not yet finished college, you will be looking at two major options. The include FOOD/SERVICE and RETAIL SALES. Click on the plus sign next to the FOOD SERVICES/HOSPITALITY and make the following selections:
Then click on the plus sign next to SALES/RETAIL/BUSINESS DEVELOPMENT and make the following selections:
Now fill in the location your are searching in as follows:
Click on the SEARCH button to see your results. You will now see a list of companies in your area who are hiring. Scroll down until you find a job you are interested in. For example:
Click on the job title to see what the job description is.
Since most of you are looking for a job in real life, take some time to fill out four or five applications by clicking on the APPLY NOW link.
You can refine your search by clicking on the EDUCATION LEVEL link and selecting HIGH SCHOOL to see jobs you would qualify for straight out of high school.
After you have selected some jobs of interested and applied for them. Pick your pretend job after high school. You will now need to figure out how much money you will be making at that job.
Click on CAREER ADVICE at the top of the screen and then click on SALARY.
Then complete the SALARY WIZARD to figure out how much money you would be making.
Click on the job title that is closest to the one you found and see how much money a year a person with that job makes.
Then click on the PAYCHECK tab at the top and see how much money you would be making in your monthly paycheck.
RECORD THAT NUMBER HERE $_____________________________
This will be where you begin to determine how much you can afford to spend on an apartment.
CALCULATING EXPENSES
Complete the Budget portion of the Independence Day Part 2 - Finding a Job activity below.
During this activity you will have to make to following calculations for your budget sheet. This worksheet is designed to help you when you reach that point.
Required Calculations:
• What is your Average Weekly, Monthly and Yearly Expenses per expense and overall?
• What percent of your salary did you spend on rent?
• What percent of your salary did you spend on utilities?
• What percent of your salary did you spend on food?
• What is the sum of your expenses each week?
• What percent of you salary are you able to save?
Part 1 - What is your Average Weekly, Monthly and Yearly Expenses per expense and overall?
I am making $______________ a month.
To get your weekly income, take your monthly salary $_________
Divide it by ___¬4_____ weeks.
That leaves you with $____________ a week.
Part 2 - RENT - Roughly 33% of your monthly salary should go to rent.
To calculate this, take you monthly salary $_____________
Multiply it by 0. 33
That leaves you with $________ a month to spend on rent.
Part 3 – UTILITIES – Roughly 12% of your monthly salary should go towards utilities. This includes: water, electricity and heat.
To calculate this, take you monthly salary $_____________
Multiply it by 0. 12
That leaves you with $________ a month to spend on rent.
Part 4 – FOOD - Most people spend about $50 - 100 a week on food for one person. This varies depending on your frugality and the amount you eat our vs. buy food at the grocery store.
To determine the percent of your monthly salary that you will spend on food you must multiply your food allowance by 4 weeks.
That leaves you with $________
Divide that by your monthly salary and you get 0._____
Multiply that by 100 and you will get %______ (the percent of your salary allotted to food).
Part 5 – SUM - Consider other expenses you might have. Check any that might apply and use your research to determine how much money you will spend on each.
o Rent $_________
o Utilities $_________
o Food $_________
o Total (of all expenses) $_________
Part 6 – What about the other purchases you will have to make. Estimate how much money you would spend a month on the following items.
o Clothing $_________
o Music $_________
o Entertainment (movies etc) $_________
o Cell Phone $_________
o Transportation (gas) $_________
o Cable/Satellite TV $_________
o Insurance $_________
o Toiletries $_________
o Other $_________
o Total (of all expenses) $_________
Part 7-SAVINGS –
Subtract all of your monthly salary $___________
by your monthly expenses $________.
Take what is left $¬¬¬__________ and multiply that by 12 months.
The number remaining $¬¬¬¬_________ is how much money you are able to save for emergencies and unexpected and expected events like birthday gifts, holiday decorations, etc.
Divide that by your annual salary $__________.
You should get 0.____.
Multiply that by 100 to equal ___%
That is the percent you are able to save.
Wednesday 11/12
Complete the CAHSEE exam reflection.
1. Do you feel you have done all of the assignments in this class, on your own, to the best of your ability?
2. Did you do your homework?
3. How do you feel you did on the CAHSEE exam? Did you pass?
4. Do you think you could have done a better job preparing for the test?
5. Have you asked for extra help? Did you get it?
6. Do you feel this class helped you prepare for the test? Why or why not?
7. Were there any problems you feel you were unable to answer on the test because we didn't cover the material? Why type of problems? Give an example if possible.
8. Do you think your experience takng the exam will change how you participate in this class? Why or why not?
9. How can this class be made better so that students participate and allow for more topics to be covered?
10. In February all 10th, 11th and 12th graders who have not passed the CAHSEE will take the test. What type of advice do you have for them? How do you think we can help all students pass the exam?
11. Why d o you feel you haven't passed the CAHSEE yet? If you didn't pass this time, what types of changes do you think you can make to ensure you pass next time?
Finish your powerpoints on Independence Day.
Build your powerpoint presentation. Remember to include:
Slide 1 – Names of each group member and their responsibility
Slide 2 - 10 furniture items with original costs and website where the item was found. WITH PICTURES
Slide 3 - 10 appliance items with original costs and website where the item was found. WITH PICTURES
Slide 4 - 10 entertainment items with original costs and website where the item was found. WITH PICTURES
Slide 5-the final list of items to be purchased which total $3000 and the reason why you chose each item. WITH PICTURES
**The report should be proofread and be free of spelling and grammar errors.
e-mail your powerpoint to munro@a4ra.com
1. Do you feel you have done all of the assignments in this class, on your own, to the best of your ability?
2. Did you do your homework?
3. How do you feel you did on the CAHSEE exam? Did you pass?
4. Do you think you could have done a better job preparing for the test?
5. Have you asked for extra help? Did you get it?
6. Do you feel this class helped you prepare for the test? Why or why not?
7. Were there any problems you feel you were unable to answer on the test because we didn't cover the material? Why type of problems? Give an example if possible.
8. Do you think your experience takng the exam will change how you participate in this class? Why or why not?
9. How can this class be made better so that students participate and allow for more topics to be covered?
10. In February all 10th, 11th and 12th graders who have not passed the CAHSEE will take the test. What type of advice do you have for them? How do you think we can help all students pass the exam?
11. Why d o you feel you haven't passed the CAHSEE yet? If you didn't pass this time, what types of changes do you think you can make to ensure you pass next time?
Finish your powerpoints on Independence Day.
Build your powerpoint presentation. Remember to include:
Slide 1 – Names of each group member and their responsibility
Slide 2 - 10 furniture items with original costs and website where the item was found. WITH PICTURES
Slide 3 - 10 appliance items with original costs and website where the item was found. WITH PICTURES
Slide 4 - 10 entertainment items with original costs and website where the item was found. WITH PICTURES
Slide 5-the final list of items to be purchased which total $3000 and the reason why you chose each item. WITH PICTURES
**The report should be proofread and be free of spelling and grammar errors.
e-mail your powerpoint to munro@a4ra.com
11/7 Friday
Complete the Independence Day Webquest.
Introduction
It’s Independence Day! No, this has nothing to do with July 4th. This is the day you finally get to move out on your own! Well, you won’t quite be on your own. You’ve got two good friends, and the three of you have agreed to be roommates. Getting settled in is going to take a lot of work, however, and independence does not come without a price. Because neither you nor your friends are rich (you’re just out of high school, after all), the only home you could afford was an unfurnished one. Not without heart, your parents have decided to chip in and help out with some of your expenses. The catch: to show that you’re responsible, you’ll need to provide to them a detailed budget on what you will need to buy in three areas: furniture, appliances, and entertainment. Each person agrees to be responsible for one area. You have $1000 to spend. In addition, since you’re all employed, it has been determined that you and your friends are worthy of receiving a credit card good for $2000. Can you prove that you’re responsible enough? Let’s see.
Task
You and your two roommates have $1000 in cash and $2000 in credit, making $3000 all together to spend on furniture, appliances, and entertainment items. Each person in the group will be responsible for finding at least ten items and their prices in his or her category that you, as a group, will consider buying for your residence. You will then decide as a group what to spend your money on. You will spend as much of the $3000 as possible without exceeding this limit. You must choose to buy some items on credit for this exercise. The group will prepare a powerpoint presentation explaining how the money will be spent.
Procedure
Step 1:
1. Choose two people who you will room with. Make sure they match you in responsibility level. After all, you’ve got to live with them!
2. Once you’re in a group, decide who will look for what kind of items (furniture, appliances, and entertainment).
3. Get contact information (phone numbers, e-mail addresses) from your roommates.
Step 2:
Begin looking for the ten items in your category using the links under Stores below. Don’t forget to list prices and URLs (site addresses)! Be prepared to discuss your findings with your roommates. Keep in mind that there are certain items, such as refrigerators, beds, and stoves, which are more important than others. The items you choose should be representative of the category of items you are searching for.
Stores:
Sears.com
KMart.com
Walmart.com
BestBuy.com
Target.com
Step 3:
1. Once your ten items are chosen, share your list with both of your roommates.
2. Begin discussing priorities for purchasing your items.
3. Remember that your budget is $3000.
Step 4
1. Make a decision on which items should be bought. Come to a consensus as a group. Select the items you will purchase from each category making sure the total expense is not over $3000.
2. List your reasoning as an aid in formulating an in class presentation.
Step 5:
Build your powerpoint presentation. Remember to include:
Slide 1 – Names of each group member and their responsibility
Slide 2 - 10 furniture items with original costs and website where the item was found. WITH PICTURES
Slide 3 - 10 appliance items with original costs and website where the item was found. WITH PICTURES
Slide 4 - 10 entertainment items with original costs and website where the item was found. WITH PICTURES
Slide 5-the final list of items to be purchased which total $3000 and the reason why you chose each item. WITH PICTURES
**The report should be proofread and be free of spelling and grammar errors.
e-mail your powerpoint to munro@a4ra.com
Introduction
It’s Independence Day! No, this has nothing to do with July 4th. This is the day you finally get to move out on your own! Well, you won’t quite be on your own. You’ve got two good friends, and the three of you have agreed to be roommates. Getting settled in is going to take a lot of work, however, and independence does not come without a price. Because neither you nor your friends are rich (you’re just out of high school, after all), the only home you could afford was an unfurnished one. Not without heart, your parents have decided to chip in and help out with some of your expenses. The catch: to show that you’re responsible, you’ll need to provide to them a detailed budget on what you will need to buy in three areas: furniture, appliances, and entertainment. Each person agrees to be responsible for one area. You have $1000 to spend. In addition, since you’re all employed, it has been determined that you and your friends are worthy of receiving a credit card good for $2000. Can you prove that you’re responsible enough? Let’s see.
Task
You and your two roommates have $1000 in cash and $2000 in credit, making $3000 all together to spend on furniture, appliances, and entertainment items. Each person in the group will be responsible for finding at least ten items and their prices in his or her category that you, as a group, will consider buying for your residence. You will then decide as a group what to spend your money on. You will spend as much of the $3000 as possible without exceeding this limit. You must choose to buy some items on credit for this exercise. The group will prepare a powerpoint presentation explaining how the money will be spent.
Procedure
Step 1:
1. Choose two people who you will room with. Make sure they match you in responsibility level. After all, you’ve got to live with them!
2. Once you’re in a group, decide who will look for what kind of items (furniture, appliances, and entertainment).
3. Get contact information (phone numbers, e-mail addresses) from your roommates.
Step 2:
Begin looking for the ten items in your category using the links under Stores below. Don’t forget to list prices and URLs (site addresses)! Be prepared to discuss your findings with your roommates. Keep in mind that there are certain items, such as refrigerators, beds, and stoves, which are more important than others. The items you choose should be representative of the category of items you are searching for.
Stores:
Sears.com
KMart.com
Walmart.com
BestBuy.com
Target.com
Step 3:
1. Once your ten items are chosen, share your list with both of your roommates.
2. Begin discussing priorities for purchasing your items.
3. Remember that your budget is $3000.
Step 4
1. Make a decision on which items should be bought. Come to a consensus as a group. Select the items you will purchase from each category making sure the total expense is not over $3000.
2. List your reasoning as an aid in formulating an in class presentation.
Step 5:
Build your powerpoint presentation. Remember to include:
Slide 1 – Names of each group member and their responsibility
Slide 2 - 10 furniture items with original costs and website where the item was found. WITH PICTURES
Slide 3 - 10 appliance items with original costs and website where the item was found. WITH PICTURES
Slide 4 - 10 entertainment items with original costs and website where the item was found. WITH PICTURES
Slide 5-the final list of items to be purchased which total $3000 and the reason why you chose each item. WITH PICTURES
**The report should be proofread and be free of spelling and grammar errors.
e-mail your powerpoint to munro@a4ra.com
11/4 Tuesday and 11/5 Wednesday
CAHSEE Exam - DO YOUR BEST!
Friday 10/31
Complete the:
Graphing Linear Equations Notes
Graphing Linear Equations Classwork problems (include checks)
Graphing Linear Equations Homework problems (include checks)
E-Cahsee:
RATIO CHARTS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Graphing Linear Equations Notes
Graphing Linear Equations Classwork problems (include checks)
Graphing Linear Equations Homework problems (include checks)
E-Cahsee:
RATIO CHARTS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Wednesday 10/29
Complete the: Solving Linear Equations Notes
Solving Linear Equations Classwork Problems (Include checks)
Solving Linear Equations Homework (include Checks)
E-Cahsee:
PICKING NUMBERS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Solving Linear Equations Classwork Problems (Include checks)
Solving Linear Equations Homework (include Checks)
E-Cahsee:
PICKING NUMBERS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Friday, 10/24
1. Watch the cosmeo.com video link, take notes while you watch the video and then take the video quiz after the video. Login to cosmeo.com with HSRA and password HSRA.
2. Watch the cosmeo.com video link on solving linear equations.
Take notes while you watch the video.
3. Take the practice test questions by clicking on this link.
Complete each problem in your notebook and make sure you show your work.
2. Watch the cosmeo.com video link on solving linear equations.
Take notes while you watch the video.
3. Take the practice test questions by clicking on this link.
Complete each problem in your notebook and make sure you show your work.
Wed, 10/22
SENIORS:
Review study cliff notes on Geometry and Data Analysis.
Bring in questions for me by Tuesday.
E-cahsee:
DATA DISPLAYS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
ARIA OF A TRIANGLE
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o Cahsee Connection
Friday, 10/17
Take notes on Exponents and Scientific Notation.
Complete the Scientific Notation portion of your FACTORS packet.
Complete the Scientific Notation portion of your FACTORS packet.
Wed, 10/15
Take notes on Adding, Subtracting, Multiply and Dividing Exponents.
Complete the Adding, Subtracting, Multiply and Dividing Exponents portion of your Factors Packet. Only problems 1-10 on each page.
Complete the Adding, Subtracting, Multiply and Dividing Exponents portion of your Factors Packet. Only problems 1-10 on each page.
Friday, 10/10
Take notes on Squares and Square roots.
Complete the Squares and Square roots portion of your factors packet.
E-cahsee:
SUBSTITUTE AND COMPUTE
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Complete the Squares and Square roots portion of your factors packet.
E-cahsee:
SUBSTITUTE AND COMPUTE
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Wednesday 10/8
Take notes on Solving Exponents.
Complete 10 problems on the Solving Exponents page of your Factors packet.
Exponents Quiz Questions
1. 104 is not equal to which of the following?
A. 100,000
B. 0.1 x 105
C. 10 x 10 x 10 x 10
D. 102 x 102
E. 10,000
2. Multiply 104 by 102
A. 108
B. 102
C. 106
D. 10-2
E. 103
3. Divide x5 by x2
A. x7
B. x4
C. x10
D. x3
E. x2.5
4. Find 8.23 x 109
A. 0.00000000823
B. 0.000000823
C. 8.23
D. 8230000000
E. 823000000000
5. 83,000 equals:
A. 83.0 x 104
B. 8.3 x 104
C. 8.3 x 103
D. 83.0 x 105
E. 83.0 x 102
6. .00875 equals:
A. 8.75 x 10-2
B. 8.75 x 10-3
C. 8.75 x 10-4
D. 87.5 x 10-3
E. 875 x 10-4
7. Find the square of 25/9
A. 5/3
B. 3/5
C. 7 58/81
D. 15/2
E. 650/81
8. Which of these numbers is a factor of 21
A. 2
B. 5
C. 7
D. 42
E. 44
Complete the Brainpop activities from the sub.
Complete 10 problems on the Solving Exponents page of your Factors packet.
Exponents Quiz Questions
1. 104 is not equal to which of the following?
A. 100,000
B. 0.1 x 105
C. 10 x 10 x 10 x 10
D. 102 x 102
E. 10,000
2. Multiply 104 by 102
A. 108
B. 102
C. 106
D. 10-2
E. 103
3. Divide x5 by x2
A. x7
B. x4
C. x10
D. x3
E. x2.5
4. Find 8.23 x 109
A. 0.00000000823
B. 0.000000823
C. 8.23
D. 8230000000
E. 823000000000
5. 83,000 equals:
A. 83.0 x 104
B. 8.3 x 104
C. 8.3 x 103
D. 83.0 x 105
E. 83.0 x 102
6. .00875 equals:
A. 8.75 x 10-2
B. 8.75 x 10-3
C. 8.75 x 10-4
D. 87.5 x 10-3
E. 875 x 10-4
7. Find the square of 25/9
A. 5/3
B. 3/5
C. 7 58/81
D. 15/2
E. 650/81
8. Which of these numbers is a factor of 21
A. 2
B. 5
C. 7
D. 42
E. 44
Complete the Brainpop activities from the sub.
Friday, 10/3
Take notes on Factors and Prime numbers
Complete even problems on the Factors page of your factors packet.
Complete odd problems on the Prime page of your factors packet.
E-cahsee:
ELIMINATING
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Complete even problems on the Factors page of your factors packet.
Complete odd problems on the Prime page of your factors packet.
E-cahsee:
ELIMINATING
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Fractions Quiz
Fractions QUIZ
Released Questions from the CAHSEE Exam
1. What is the improper fraction or mixed number represented by the following figure?
A. 2 1/3
B. 7/6
C. 2 5/8
D. 11/3
E. 11/9
2. Which of the following fractions most correctly depicts the shaded area of the circle below?
A. 3/8
B. 5/8
C. 3/4
D. 5/11
E. 1/2
3. Which of the following is not a fraction equivalent to 3/4?
A. 6/8
B. 9/12
C. 12/18
D. 21/28
E. 27/36
4. Solve: 0.25 + 0.65
A. 1/2
B. 9/10
C. 4/7
D. 2/9
E. 5/16
5. Which of the following statements is false?
A. In the fraction ½, one is the numerator.
B. When 4.89 is rounded to the ones place, the answer is 5.
C. Ten thousandths place is located 5 places to the right of the decimal
D. 7/6 is described as an improper fraction.
E. 331/3 % is equivalent to
7. Sarah needs to make a cake and some cookies. The cake requires 3/8 cup of sugar and the cookies require 3/5 cup of sugar. Sarah has 15/16 cups of sugar. Does she have enough sugar, or how much more does she need?
A. She has enough sugar.
B. She needs 1/8 of a cup of sugar.
C. She needs 3/80 of a cup of sugar.
D. She needs 4/19 of a cup of sugar.
E. She needs 1/9 of a cup of sugar.
8. There are 8 ounces in a 1/2 pound. How many ounces are in 7 3/4 lbs?
A. 12 ounces
B. 86 ounces
C. 119 ounces
D. 124 ounces
E. 138 ounces
9. If the value of x and y in the following fraction are both tripled, how does the value of the fraction change?
XZ
Y
A. increases by half
B. decreases by half
C. triples
D. doubles
E. remains the same
10. Which of the following fractions is the equivalent of 0.5%
A. 1/20
B. 1/200
C. 1/2000
D. 1/5
E. 1/500
12. If the average person drinks 8, (8oz) glasses of water per day, a person who drinks 12.8 oz of water after a morning exercise session has consumed what fraction of the daily average?
A. 1/3
B. 1/5
C. 1/7
D. 1/9
E. 1/10
13. You need 4/5 cups of water for a recipe. You accidentally put 1/3 cups into the mixing bowl with the dry ingredients. How much more water in cups do you need to add?
A. 1/3 cups
B. 2/3 cups
C. 1/15 cups
D. 7/15 cups
E. 7/16 cups
14. ¾ - ½ =
A. ¼
B. 1/3
C. ½
D. 2/3
E. 2/5
15. 7 1/2 - 5 3/8 =
A. 1 1/2
B. 1 2/3
C. 2 1/8
D. 3 1/4
E. 3
Released Questions from the CAHSEE Exam
1. What is the improper fraction or mixed number represented by the following figure?
A. 2 1/3
B. 7/6
C. 2 5/8
D. 11/3
E. 11/9
2. Which of the following fractions most correctly depicts the shaded area of the circle below?
A. 3/8
B. 5/8
C. 3/4
D. 5/11
E. 1/2
3. Which of the following is not a fraction equivalent to 3/4?
A. 6/8
B. 9/12
C. 12/18
D. 21/28
E. 27/36
4. Solve: 0.25 + 0.65
A. 1/2
B. 9/10
C. 4/7
D. 2/9
E. 5/16
5. Which of the following statements is false?
A. In the fraction ½, one is the numerator.
B. When 4.89 is rounded to the ones place, the answer is 5.
C. Ten thousandths place is located 5 places to the right of the decimal
D. 7/6 is described as an improper fraction.
E. 331/3 % is equivalent to
7. Sarah needs to make a cake and some cookies. The cake requires 3/8 cup of sugar and the cookies require 3/5 cup of sugar. Sarah has 15/16 cups of sugar. Does she have enough sugar, or how much more does she need?
A. She has enough sugar.
B. She needs 1/8 of a cup of sugar.
C. She needs 3/80 of a cup of sugar.
D. She needs 4/19 of a cup of sugar.
E. She needs 1/9 of a cup of sugar.
8. There are 8 ounces in a 1/2 pound. How many ounces are in 7 3/4 lbs?
A. 12 ounces
B. 86 ounces
C. 119 ounces
D. 124 ounces
E. 138 ounces
9. If the value of x and y in the following fraction are both tripled, how does the value of the fraction change?
XZ
Y
A. increases by half
B. decreases by half
C. triples
D. doubles
E. remains the same
10. Which of the following fractions is the equivalent of 0.5%
A. 1/20
B. 1/200
C. 1/2000
D. 1/5
E. 1/500
12. If the average person drinks 8, (8oz) glasses of water per day, a person who drinks 12.8 oz of water after a morning exercise session has consumed what fraction of the daily average?
A. 1/3
B. 1/5
C. 1/7
D. 1/9
E. 1/10
13. You need 4/5 cups of water for a recipe. You accidentally put 1/3 cups into the mixing bowl with the dry ingredients. How much more water in cups do you need to add?
A. 1/3 cups
B. 2/3 cups
C. 1/15 cups
D. 7/15 cups
E. 7/16 cups
14. ¾ - ½ =
A. ¼
B. 1/3
C. ½
D. 2/3
E. 2/5
15. 7 1/2 - 5 3/8 =
A. 1 1/2
B. 1 2/3
C. 2 1/8
D. 3 1/4
E. 3
Wed, 10/1
Take notes on Multiplying and Dividing Fractions.
Complete the Multiplying and Dividing Fractions portion of your fractions packet.
E-cahsee:
UNDERSTANDING MATH
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Complete the Multiplying and Dividing Fractions portion of your fractions packet.
E-cahsee:
UNDERSTANDING MATH
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Firday, 9/26
Take notes on Simplifying, Adding and Subtracting Fractions.
Complete the Simplifying, Adding and Subtracting Fractions pages of your fractions packet.
E-cahsee:
FRACTIONS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Complete the Simplifying, Adding and Subtracting Fractions pages of your fractions packet.
E-cahsee:
FRACTIONS
o Setting the Stage
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
Wed, 9/24
Into-class introduction • Course Introduction for new students
• Hand-out graded assignments and assignments to new students
Through-Class work activity completion
1 FOUR STEP PROBLEM SOLVING-Teacher Lead
2 FRACTIONS-Teacher Lead
3. Watch the ECAHSEE introduction – ecahsee.com
• Hand-out graded assignments and assignments to new students
Through-Class work activity completion
1 FOUR STEP PROBLEM SOLVING-Teacher Lead
o DO WHAT YOU KNOW
o STEP BACK and GAIN PERSPECTIVE
o ELIMINATE 2
o SUBSTITUTE ANSWERS
2 FRACTIONS-Teacher Lead
o Fractions, Decimals and Percents
- Writing Mixed Numbers for Pictures
o Adding and Subtracting Fractions
- Like Denominators
- Unlike Denominators
o Multiplying and Dividing Fractions
3. Watch the ECAHSEE introduction – ecahsee.com
o Setting the Stage4. Complete your math vocabulary and your timestable chart.
o Dress Rehearsal
o Show Time – to be completed on a printed handout and handed in as workbook activity
o CAHSEE Connection
COURSE INTRODUCTION
Welcome to Integrated Algebra!!!!
• This course is designed to help you build your skills in the essential areas of Number Sense and Algebra which will help you pass Algebra I and the CAHSEE Math exam. Both of which are requirements for CA High School Graduation.
• The course will be treated like a test prep class in that it includes six (6) hours of intensive mathematics skill building exercises a week.
• You will also be given additional practice problems as homework.
• While we will explore some projects in this class, the majority of your course work will be centered around skills and strategies you will need to pass the CAHSEE exam.
• Questions and concerns regarding homework assignments can be e-mailed to me and I will review them either via video chat or in class the next day.
• You will each use a COSMEO.com account to access videos that correlate with your assignments. The login is HSRA and the password is HSRA.
• Once you have passed The CAHSEE math exam you may be exited from this course.
• This course is designed to help you build your skills in the essential areas of Number Sense and Algebra which will help you pass Algebra I and the CAHSEE Math exam. Both of which are requirements for CA High School Graduation.
• The course will be treated like a test prep class in that it includes six (6) hours of intensive mathematics skill building exercises a week.
• You will also be given additional practice problems as homework.
• While we will explore some projects in this class, the majority of your course work will be centered around skills and strategies you will need to pass the CAHSEE exam.
• Questions and concerns regarding homework assignments can be e-mailed to me and I will review them either via video chat or in class the next day.
• You will each use a COSMEO.com account to access videos that correlate with your assignments. The login is HSRA and the password is HSRA.
• Once you have passed The CAHSEE math exam you may be exited from this course.
CA STANDARDS MATHEMATICS
We will meet the following standards through this course:
NUMBER SENSE
Students demonstrate a foundational understanding of numbers and ways they are represented.
STATISTICS, DATA ANALYSIS, PROBABILITY
Students determine ways to collect, analyze, organize, and display data.
MEASUREMENT AND GEOMETRY
Students select and use appropriate units; estimate and calculate measurements for the length, area, and volume of geometric figures; understand scaling in scale drawings and how changes in linear dimension affect area and volume; and solve problems involving dimensional analysis and conversion from one unit to another.
ALGEBRA AND FUNCTIONS
Students formalize patterns, functions, and generalizations; work with algebraic symbols, expressions with variables, and graphical representations; understand different meanings and uses of variables; develop concepts of proportionality; and recognize and generate equivalent expressions, solve linear equations, and effectively use formulas.
MATHEMATICAL REASONING
Students analyze problems, use inductive and deductive reasoning, evaluate the reasonableness of solutions, generalize results, and apply them to new problems.
ALGEBRA I
Students calculate with symbols and demonstrate symbolic reasoning.
NUMBER SENSE
Students demonstrate a foundational understanding of numbers and ways they are represented.
STATISTICS, DATA ANALYSIS, PROBABILITY
Students determine ways to collect, analyze, organize, and display data.
MEASUREMENT AND GEOMETRY
Students select and use appropriate units; estimate and calculate measurements for the length, area, and volume of geometric figures; understand scaling in scale drawings and how changes in linear dimension affect area and volume; and solve problems involving dimensional analysis and conversion from one unit to another.
ALGEBRA AND FUNCTIONS
Students formalize patterns, functions, and generalizations; work with algebraic symbols, expressions with variables, and graphical representations; understand different meanings and uses of variables; develop concepts of proportionality; and recognize and generate equivalent expressions, solve linear equations, and effectively use formulas.
MATHEMATICAL REASONING
Students analyze problems, use inductive and deductive reasoning, evaluate the reasonableness of solutions, generalize results, and apply them to new problems.
ALGEBRA I
Students calculate with symbols and demonstrate symbolic reasoning.
RESOURCES
For this class you will use various resources to get the information you will need to complete each assignment.
COSMEO: The first resource is COSMEO.COM. This is a database of educational videos that will accompany direct instruction for each topic area. You will have an account that will be given to you on the first day of class.
WORKBOOK HANDOUTS: You will be given workbook handouts as homework. Quiz questions will be taken from these handouts.
INSTRUCTION POWERPOINTS: There are instructional powerpoints that are linked to the blog for various assignments.
COSMEO: The first resource is COSMEO.COM. This is a database of educational videos that will accompany direct instruction for each topic area. You will have an account that will be given to you on the first day of class.
WORKBOOK HANDOUTS: You will be given workbook handouts as homework. Quiz questions will be taken from these handouts.
INSTRUCTION POWERPOINTS: There are instructional powerpoints that are linked to the blog for various assignments.
ASSIGNMENTS
INTERACTIVE NOTEBOOK: You are expected to bring a notebook to every class. The notebook will be used for your practice problems and for class/video notes. It will be graded and checked weekly. You will also be asked to complete vocabulary discovery in your notebook prior to the start of each new theme.
WORKBOOK PRACTICE PROBLEMS: You will be given practice problems to complete independently each week. Usually these will be in the form of worksheet packets or e-cahsee assignments. You will use the videos, class notes and powerpoint handouts to complete the assignments. (e-cahsee login first initial and last name password a4ra)
CULMINATING PROJECT: To receive full credit in this course you must complete the culminating project at the end of each semester. There is a powerpoint for the project which will be reviewed in class.
WORKBOOK PRACTICE PROBLEMS: You will be given practice problems to complete independently each week. Usually these will be in the form of worksheet packets or e-cahsee assignments. You will use the videos, class notes and powerpoint handouts to complete the assignments. (e-cahsee login first initial and last name password a4ra)
CULMINATING PROJECT: To receive full credit in this course you must complete the culminating project at the end of each semester. There is a powerpoint for the project which will be reviewed in class.
